Arkansas home rebuild cost calculator
By Severance Calculator Editorial · Updated
What does it cost per square foot to rebuild a home in Arkansas?
Arkansas is in the West South Central Census division; NAHB 2024 median custom $/sqft is $138. Tornado-prone counties may see material cost spikes after severe-storm outbreaks affecting regional lumber and roofing supply.
Arkansas replacement-cost statute
Arkansas Code §23-88-101 (Valued Policy Law) — view full text.
Under Arkansas's Valued Policy Law, a total loss by fire or natural disaster on a non-flood, non-earthquake property policy is treated as a liquidated demand for the full dwelling limit stated in the policy. §23-88-106 separately governs how depreciation may be applied to partial-loss settlements.
Post-disaster reconstruction premium
Arkansas sits in the southern tail of Tornado Alley and routinely experiences hail and severe convective storm losses. Roof claims paid on an ACV basis (with depreciation withheld until repairs are documented) are a recurring source of consumer underinsurance complaints.
Where to get help in Arkansas
FAQ — Arkansas rebuild cost
- Is replacement cost coverage required in Arkansas?
- Under Arkansas's Valued Policy Law, a total loss by fire or natural disaster on a non-flood, non-earthquake property policy is treated as a liquidated demand for the full dwelling limit stated in the policy. §23-88-106 separately governs how depreciation may be applied to partial-loss settlements.
- What happens to rebuild costs after a major disaster in Arkansas?
- Arkansas sits in the southern tail of Tornado Alley and routinely experiences hail and severe convective storm losses. Roof claims paid on an ACV basis (with depreciation withheld until repairs are documented) are a recurring source of consumer underinsurance complaints.
- What is the typical $/sqft to rebuild in Arkansas?
- Arkansas is in the West South Central Census division; NAHB 2024 median custom $/sqft is $138. Tornado-prone counties may see material cost spikes after severe-storm outbreaks affecting regional lumber and roofing supply.