Florida home rebuild cost calculator
By Severance Calculator Editorial · Updated
What does it cost per square foot to rebuild a home in Florida?
Florida is in the South Atlantic Census division; NAHB 2024 median custom $/sqft is $155. Coastal counties subject to wind-mitigation construction premiums.
Florida replacement-cost statute
Florida Statutes §627.7011 — view full text.
Carriers must offer replacement-cost coverage on a dwelling. The insured may elect ACV in writing. Specific hurricane deductible rules apply under §627.701.
Post-disaster reconstruction premium
Florida's OIR publishes post-hurricane rebuild cost spike data. Extended Replacement Cost endorsements are common in coastal counties due to documented post-storm material and labor cost spikes.
Where to get help in Florida
FAQ — Florida rebuild cost
- Is replacement cost coverage required in Florida?
- Carriers must offer replacement-cost coverage on a dwelling. The insured may elect ACV in writing. Specific hurricane deductible rules apply under §627.701.
- What happens to rebuild costs after a major disaster in Florida?
- Florida's OIR publishes post-hurricane rebuild cost spike data. Extended Replacement Cost endorsements are common in coastal counties due to documented post-storm material and labor cost spikes.
- What is the typical $/sqft to rebuild in Florida?
- Florida is in the South Atlantic Census division; NAHB 2024 median custom $/sqft is $155. Coastal counties subject to wind-mitigation construction premiums.