Georgia home rebuild cost calculator
By Severance Calculator Editorial · Updated
What does it cost per square foot to rebuild a home in Georgia?
Georgia is in the South Atlantic Census division; NAHB 2024 median custom $/sqft is $155. Atlanta metro labor markets generally push above the baseline; rural South Georgia runs closer to it.
Georgia replacement-cost statute
Official Code of Georgia Annotated §33-32-5 (amount of insurance — fire policies on 1–2 family residential buildings) — view full text.
Under O.C.G.A. §33-32-5, where a fire policy insures a specifically described one- or two-family residential building wholly destroyed by fire without fraud, the face amount of insurance is conclusively the value of the property less depreciation between policy date and loss. Replacement-cost coverage is provided by endorsement above this baseline.
Post-disaster reconstruction premium
Georgia coastal counties (Chatham, Glynn, Camden) face hurricane exposure; the I-20 corridor and Atlanta metro see severe convective storm and hail losses. The 2017 Hurricane Irma and 2018 Michael wind events drove substantial residential claims.
Where to get help in Georgia
Georgia Office of Commissioner of Insurance and Safety Fire — consumer help
FAQ — Georgia rebuild cost
- Is replacement cost coverage required in Georgia?
- Under O.C.G.A. §33-32-5, where a fire policy insures a specifically described one- or two-family residential building wholly destroyed by fire without fraud, the face amount of insurance is conclusively the value of the property less depreciation between policy date and loss. Replacement-cost coverage is provided by endorsement above this baseline.
- What happens to rebuild costs after a major disaster in Georgia?
- Georgia coastal counties (Chatham, Glynn, Camden) face hurricane exposure; the I-20 corridor and Atlanta metro see severe convective storm and hail losses. The 2017 Hurricane Irma and 2018 Michael wind events drove substantial residential claims.
- What is the typical $/sqft to rebuild in Georgia?
- Georgia is in the South Atlantic Census division; NAHB 2024 median custom $/sqft is $155. Atlanta metro labor markets generally push above the baseline; rural South Georgia runs closer to it.