Utah home rebuild cost calculator
By Severance Calculator Editorial · Updated
What does it cost per square foot to rebuild a home in Utah?
Utah is in the Mountain Census division; NAHB 2024 median custom $/sqft is $169. Salt Lake City and Provo metro labor markets run above the regional baseline due to in-migration; Park City and resort communities run materially higher; rural southern Utah runs closer to baseline.
Utah replacement-cost statute
Utah Code Title 31A, Chapter 21 (Insurance Contracts in General) — specific residential RCV/ACV statute UNVERIFIED, pending editorial review — view full text.
Utah Title 31A Chapter 21 sets the framework for insurance contract provisions, including required and prohibited terms. Replacement-cost vs. ACV settlement is determined by the issued policy form approved by the Utah Insurance Department.
Post-disaster reconstruction premium
Utah's wildland-urban-interface counties (Summit, Wasatch, Utah, Washington) carry meaningful wildfire exposure. The Wasatch Front faces seismic exposure (Salt Lake segment of the Wasatch Fault); winter freeze-pipe and snow-load losses are recurring statewide.
Where to get help in Utah
FAQ — Utah rebuild cost
- Is replacement cost coverage required in Utah?
- Utah Title 31A Chapter 21 sets the framework for insurance contract provisions, including required and prohibited terms. Replacement-cost vs. ACV settlement is determined by the issued policy form approved by the Utah Insurance Department.
- What happens to rebuild costs after a major disaster in Utah?
- Utah's wildland-urban-interface counties (Summit, Wasatch, Utah, Washington) carry meaningful wildfire exposure. The Wasatch Front faces seismic exposure (Salt Lake segment of the Wasatch Fault); winter freeze-pipe and snow-load losses are recurring statewide.
- What is the typical $/sqft to rebuild in Utah?
- Utah is in the Mountain Census division; NAHB 2024 median custom $/sqft is $169. Salt Lake City and Provo metro labor markets run above the regional baseline due to in-migration; Park City and resort communities run materially higher; rural southern Utah runs closer to baseline.